Understanding an association’s obligations with respect to insurance claims is often a difficult course, even for the most seasoned of managers and board members. Although managers and board members are not frequently faced with these issues, the attorneys at Shivers, Gosnay & Greatrex LLC regularly unravel the complicated problems that may arise following an insurance loss. Quite often, there are questions of which party’s insurance should provide coverage. Additionally, associations are confronted with which party, the association or the owner, is responsible to pay the insurance deductible.
In addition to confronting issues as they arise, the attorneys at Shivers, Gosnay & Greatrex LLC also assist associations with preparation of maintenance charts to delineate the responsibilities of both the owners and the association. These proactive steps serve to diminish any confusion when an insurance loss occurs.